Investment Tools » Self Managed Super Funds

What is a Self-Managed Super Fund (SMSF)? 

“Self Managed Superannuation Funds (SMSFs or Do-It-Yourself Funds) are funds established for a small number of individuals (limited to 4) and regulated by the Australian Taxation Office. Generally the Trustees of the fund are the fund members (where there is a Corporate Trustee, the members are the directors of that company). 

The SMSF sector is the largest sector of the Australian super industry, with 99% of the number of funds and 31% of the $1.6 trillion total super assets as at 30 June 2013.

Recent changes to the SIS act has allowed SMSFs to borrow. Banks have now developed SMSF loans catering purely for this change to the ACT and to enable SMSF's to borrow for residential property, commercial property and industrial property.”*

* (source Wikipedia http://en.wikipedia.org/wiki/Superannuation_in_Australia#Types_of_superannuation_funds ) (4 March 2014)

Purchasing property in a SMSF can be a highly effective way of helping you create more funds for retirement if the strategy is implemented correctly. 

Here are some links to independent websites that you may find helpful:

http://discover.realestate.com.au/buying/how-to/self-managed-super-funds-10-things-you-should-know-about-when-buying-property
http://www.switzer.com.au/your-money/superannuation/the-rules-of-smsf-property-investing/
https://www.moneysmart.gov.au/superannuation-and-retirement/self-managed-super-fund-(smsf)

How we can help you

Your property investment strategy should be focused on the long-term to build a valuable asset base from which you can receive a reasonable rental income and realise possible capital gains for retirement.

Landsdale Property Group can recommend financial advisors that have the required licenses, qualifications and experience to help guide you through the process. 

Landsdale Property Group can also help you find suitable properties for your SMSF. 

Whatever property investment strategy you are considering, Landsdale Property Group can help you:

1. Consider your current financial situation and goals.
2. Gain knowledge around property investment options. 
3. Better understand the implications of the property investment process.
4. Support and guide you through finding and purchasing the right property to suit your financial situation and goals.  
5. Realise the benefits of your property investment purchase.